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I carry a bit little bit of cash, as a result of my laundry service doesn’t take credit cards. Even if banks do not undertake cash escape inhibitors of their own, I’m not too frightened about retail deposit flight within the face of adverse central financial institution deposit charges of -3% or so. The deeper into unfavourable charge territory a central financial institution progresses, the larger the subsidy it provides to banks through its first tier, the protect.
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